New to Medicare

You may know a little or a lot about Medicare. You may be enrolled or just starting to think about signing up for Medicare. You may be interested for yourself or you may be a caregiver. Whatever your situation, we’re here to help you understand Medicare and your choices.

For an overview of Medicare, how it works and your choices, see the different sections below. Also, please see our Frequently Asked Questions page or Request Information.

  • Toggle spoiler Medicare Eligibility and Enrollment
  • Toggle spoiler What is automatic enrollment?
  • Toggle spoiler What can you do when you become eligible for Medicare?
  • Toggle spoiler Medicare Coverage Choices
  • Toggle spoiler Medicare Parts A & B
  • Toggle spoiler Medicare Part C
  • Toggle spoiler Medicare Advantage Plan Types
  • Toggle spoiler What’s covered?
  • Toggle spoiler Medicare Initial Enrollment Period
  • Toggle spoiler Annual Enrollment Period
  • Toggle spoiler Medicare Special Elections
  • Toggle spoiler Medicare Late Enrollment Penalties
  • Toggle spoiler Part D premium penalty
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Clear Spring Health has a contract with Medicare to offer PPO, HMO, and PDP Plans. Eon Health has a contract with the Georgia Medicaid program and a contract with the South Carolina Medicaid program. Enrollment in these plans depends on contract renewal. Clear Spring Health Deluxe (HMO SNP): This plan is available to anyone who has both Medicare and received assistance from the State. Clear Spring Health Silver (HMO SNP): This plan is available to anyone with Medicare who has been diagnosed with Cardiovascular Disorder, Chronic Heart Failure or Diabetes. Eon Health has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until December 31, 2022 based on a review of Eon Health’s Model of Care. This information is not a complete description of benefits. Contact the plan for more information. Limitations, Copayments, and restrictions may apply. Benefits, formulary, pharmacy/provider network, premium and cost sharing may change on January 1 of each year. You must continue to pay your Medicare Part B premium. Premiums, co-pays/co-insurance may vary based on the level of Extra Help you receive. Please contact the plan for further details. Medicare beneficiaries may also enroll in Eon Health through the CMS Medicare Online Enrollment Center located at The formulary, pharmacy network and provider network may change at any time. You will receive notice when necessary. Clear Spring Health Choice (PPO): Out of network/non-contracted providers are under no obligation to treat Eon Health members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask for a pre-service organization determination before you receive the service. Please call our customer service or see your Evidence of Coverage for more information, including cost-sharing that applies to out-of-network services.